Jan 12, 2023
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Are you considering various financing options for your new vehicle purchase, and whether to apply through your bank, credit union, or directly with your local dealership? You’ll find excellent car financing options when you work with your Bentley dealership experts to find the ideal loan term for your vehicle purchase.

1. Better Rates and Promotional Deals

Dealerships offer great promotions throughout the year, which help reduce the costs of purchasing and financing your vehicle. These promotions include discounts on a new or certified pre-owned vehicle, zero-interest rate specials, trade-in assistance, and other benefits. Your Bentley financing team will provide a variety of options that you won’t find at an outside lender, such as a bank or another financial institution.

2. Incentives for Dealership Financing

You’ll find that dealerships offer greater incentives when you apply for a car loan through them directly. These incentives include trade-in cash assistance, lower interest rates than third-party lenders, and cashback offers. While some promotions only run for a limited time, new discounts or incentives are frequently introduced monthly or seasonally, so you’ll always find great deals that reduce the cost of a new car and financing payments.

3. Convenient, Fast Service

Your dealership provides all the resources, loan options, and paperwork you need to apply for car loan financing and receive approval within a day. You’ll also have access to service discounts when you finance directly with a dealership or manufacturer, which includes routine maintenance such as oil changes, batteries, brakes, tire rotation and changes, alignments, and more. 

Bentley financing experts will provide everything you need to complete your loan application quickly, so you won’t have to wait several days or weeks to receive a response. This convenience also eliminates the need to inquire with banks and credit unions on financing options, as your dealership can negotiate on your behalf to find the best interest rates and loan term agreements.

4. Credit Rating Flexibility 

If your credit rating is lower, you may encounter challenges when applying for a car loan through a financial institution or third-party lender. When you apply for in-house financing through a dealership, you’ll have the opportunity to increase your credit rating when you make timely payments towards your loan. 

5. Extended Loan Agreements

Dealerships offer the option of extended or longer-term loan agreements, which are more affordable, and allow new car owners to choose a model with more features and accessories.

There are significant benefits in financing your new car directly with your dealership. Call us at Bentley Nashville and see our financing options to meet your budget. We offer an impressive selection of new and pre-owned vehicles for all your driving needs.